This year the 5 largest stocks in the S&P 500 have added $1.66 trillion in market capitalization while the remaining 495 have lost $1.61 trillion according to the BeSpoke Investment Group.... READ MORE

Lately, the topic of refinancing has come up many times when talking with our clients, given how low interest rates currently are. However, in order to justify the cost of refinancing your mortgage,... READ MORE

We were recently asked by a client about putting together a “Red Book.” This type of document is essentially an “If I die” type of book or checklist. These are great for executors of estates... READ MORE

Twitter Source: Joachim Dressler (@thevolawatcher) You don’t drive looking in the rear-view mirror and you shouldn’t invest looking backwards either. The largest, most valuable stocks now will... READ MORE

In observance of Independence Day, WJ Interests, LLC will be closed on Friday, July 3rd. As you enjoy your fourth of July festivities, we wanted to share an interesting article and visualization... READ MORE

Visual Capitalist posted a great, simplified summary last month on why oil prices went subzero on April 20th. Click the picture to access the link to that article:... READ MORE

On March 27th, the “Coronavirus Aid, Relief, and Economic Security Act,” also known as the “CARES Act,” was signed into law. This is a $2 trillion emergency fiscal stimulus package intended... READ MORE

In the coming weeks, we will be sending out our thoughts on the CARES Act. In the meantime, the following video is a quick overview: Additionally, here's a simple breakdown: $510  billion - Loans to... READ MORE

During periods of volatility, keep your time horizon in mind. Over short periods of time, many asset classes can experience a wide range of returns. However, over longer periods of time, they will... READ MORE

The spread of Coronavirus and its impact on our health and the economy are increasingly becoming a more serious concern. We’ve reached more than 82,000 confirmed cases and the virus is continuing... READ MORE

Back on December 20th, President Trump signed the “Setting Every Community Up for Retirement Enhancement (SECURE) Act” into law, which was part of a larger spending bill to continue funding the... READ MORE

Timing the market is the holy grail of investing. On one hand, traders try to time the market opportunistically to achieve higher returns. On the other, many portfolio managers try to sidestep bad... READ MORE

Another decade came to a close last year. I thought it would be interesting to compare the last decade to the previous four decades. The table below shows returns for 5 primary asset classes and a... READ MORE

As many of you enjoy spending some time traveling, we recommend that you check out this Virtuoso article by Elaine Glusac. It provides insight about the latest travel trends and top destinations to... READ MORE

Happy New Year! Don’t let 2020 pass you by and let hindsight be this year (see what we did there?). Take prudent steps now in order to make the most out of your hard-earned wealth. Here we’ve put... READ MORE

I’ve been reading quite a bit about the FANMAG stocks recently. These stocks are Facebook, Apple, Netflix, Microsoft, Amazon and Google. These are the hottest stocks of the last decade, due to how... READ MORE

This year we've discussed different types of tax-smart charitable giving strategies with several clients. Click here for a short video from Charles Schwab that discusses some of these strategies. For... READ MORE

The IRS has published the new increased retirement plan contribution limits for next year. However, contribution limits for IRAs are remaining the same. Please click here to check out Forbes '... READ MORE

The previous blog I wrote had some general investing advice for those just starting out . In this blog we’re going to drill one level deeper. A Simple Investing Framework There are two things you... READ MORE

Jason Zweig's latest contribution to the Wall Street Journal is called "Putting the Buy-and-Hold Gospel to the Ultimate Test." Click here to read the full article. In the article, he discusses the... READ MORE

The SECURE Act, assuming it does pass and becomes law, will implement many changes that will affect everyone. It passed in the House back in May, however, it's been held up in the Senate with little... READ MORE

Hartford Funds posted a good article and reminder regarding election cycles and how it impacts investing. Something to keep in mind as we enter this next election cycle. Click here for the article.... READ MORE

“What do I do with my money?” It’s a question I’m starting to get more and more frequently. Most of my peers (late 20s give or take a few years) are at a stage in life where they are starting... READ MORE

We hope everyone remained safe and dry during yesterday's flash flood event here in the Houston area. Some areas in Southeast Texas received substantially more rain, which unfortunately resulted in... READ MORE

As a reminder, open enrollment for Medicare begins on October 15 and remains open until December 7. Click here for a good resource regarding open enrollment. As always, we're happy to assist with... READ MORE

We are proud to announce that WJ Interests was recently recognized by the Houston Business Journal as one of the Top Wealth Management Firms & Practices. WJ is ranked #19 among 25 firms and... READ MORE

Every week, we read a TON of information. Blogs, articles, research papers…it’s our job to be informed about what’s happening in the market, economy, and society in general. Most people don’t... READ MORE

We are excited to announce that WJ Interests was recognized by Financial Advisor Magazine. WJ ranked #508 nationwide in the 2019 Annual RIA Ranking. Click here to read more.... READ MORE

A portfolio of all stocks is great when the market is rising. In that scenario (like the one we’re in today in the U.S. stock market), the old adage “a rising tide lifts all boats” holds true.... READ MORE

Lately, we've noticed more of our clients who are contemplating retirement are choosing to stay employed beyond age 65. Therefore, we are often asked about when they should sign up for Medicare (if... READ MORE

Every week, we read a TON of information. Blogs, articles, research papers…it’s our job to be informed about what’s happening in the market, economy, and society in general. Most people don’t... READ MORE

This blog is inspired by a client who recently asked what our thoughts were about an article titled, “3 Safe Dividend Funds Averaging 8% to Buy Today and Hold Forever.” This is a pretty fair... READ MORE

Conventional wisdom is defined as the generally accepted belief, opinion, judgment, or prediction about a particular matter. “Recycling saves the environment” is a good example. But is it true?... READ MORE

When to claim social security is a tough decision. This article from Bloomberg is a great explanation about not only the benefits of waiting, but also explains that it may not be the ideal decision... READ MORE

  Every week, we read a TON of information. Blogs, articles, research papers…it’s our job to be informed about what’s happening in the market, economy, and society in general. Most people... READ MORE

Every week, we read a TON of information. Blogs, articles, research papers…it’s our job to be informed about what’s happening in the market, economy, and society in general. Most people don’t... READ MORE

As we often create and implement financial plans, we find that estate planning is by far the most difficult action item to mark "complete." Yes, it's a morbid subject that no one is eager to discuss,... READ MORE

Every week, we read a TON of information. Blogs, articles, research papers…it’s our job to be informed about what’s happening in the market, economy, and society in general. Most people don’t... READ MORE

Most of you would correctly guess that a heart attack is more likely to kill you than a terrorist attack.  But, most would also significantly overestimate the probability of dying from a terrorist... READ MORE

Doeren Mayhew published a good article last week regarding tax considerations when moving to another state in retirement. It also applies to anyone considering moving states for a job or other... READ MORE

“Start investing early because of compounding interest.” Almost everyone has heard some variation of this generic advice. It's personal finance 101. You probably first heard about compounding... READ MORE