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  • Dividend Delusions
    This article is inspired by a client who recently asked what our thoughts were about an article titled, “3 Safe Dividend Funds Averaging 8% to Buy Today and Hold Forever.” This is a pretty fair... READ MORE
  • Climate Change And How It Impacts Reinsurance
    At WJ, we are committed to educating our clients about the strategies that make up their portfolio. One of the lesser understood strategies that we invest in is reinsurance, and as a result, we... READ MORE
  • Did you know WJ Interests has a blog?
    We invite you to subscribe to our new WJ Interests blog. By subscribing to the blog, you will receive financial insights from our advisors. The blog will be posted on a weekly basis and will include... READ MORE
  • And the Winner Is…Bonds
    Surprisingly, bonds beat all stock and most alternative asset classes over the past year as the following table shows: Markets results in 2018 were similar with cash beating bonds and stocks. In... READ MORE
  • Protect Your Cybersecurity
    Cybercrimes, fraud and identity theft are serious threats and are among the fastest growing crimes in America. According to the Bureau of Justice Statistics report in January 2019, over 26 million... READ MORE
  • How Much Does Trump Weigh?
    “In the short run, the market is a voting machine but in the long run, it is a weighing machine” - Benjamin Graham (taught Warren Buffett how to invest) Voting is based on emotion, is subjective... READ MORE
  • Recent Trades and Defensive Positioning
    In this WJ Notes, we discuss recent trades and current portfolio positioning. As we have discussed many times in the past, we are in a low return environment. Over the past five years, of the... READ MORE
  • Summing It All Up: A Painful 2018
    As we write this final WJ Notes for 2018, the US stock market has finally succumbed to the poor showing of most investments across the globe. As discussed below, most investment markets (includes... READ MORE
  • Emerging Markets Dilemma
    Why do I own International emerging markets stocks in in my portfolio? They are down 15% this year while the US market is up? Why don’t we just sell them? We have received these types of questions... READ MORE
  • Performance Reviews & Updates
    In this WJ Notes we address three timely topics including: recent portfolio performance, a review of recent trading activity, and performance of the Stone Ridge Reinsurance Fund. Recent Portfolio... READ MORE
  • Cash Management in a Revived Interest Rate Environment
    Your WJ Portfolio Cash yields have finally moved from nothing to something, making management of cash balances worthwhile. For your managed investments at WJ Interests, when money sits in your... READ MORE
  • SEC’s Custody Rule and Impact on Money Transfers
    In a continued effort to protect clients, the Securities and Exchange Commission (SEC) modified its Custody Rule requirement for Investment Advisors as it relates to transfers from one account to... READ MORE
  • Looking Back, Looking Forward
    In a sharp reversal from 2017’s unending gains, volatility has returned to the markets in 2018. Asset class leadership has also dramatically reversed with the former leader, International emerging... READ MORE
  • Property & Casualty Insurance Review
    If your home and automobile insurance policies have been renewed since Hurricane Harvey, you may have noticed a greater than usual increase in your premiums. According to the last update from the... READ MORE
  • The Track Record of Market Pundits
    If you have spent any time watching the market pundits on CNBC, you likely came away from it either very excited, or very worried. Often these shows or publications will feature very intelligent... READ MORE
  • An Easier Way to View All Your Financial Accounts
    Last week we announced the release of our new WJ Client Investment Portal App (“WJ App”) for Apple and Google devices. This is a major update and we hope it will make accessing important... READ MORE
  • The New WJ App
    We are pleased to announce a significant update to the WJ Client Investment Portal App (“WJ App”) for Apple and Google devices. The WJ App has been redesigned and is now available for both your... READ MORE
  • An Update on Our New Fund: Stone Ridge Reinsurance Fund
    Late last year, we added the Stone Ridge Reinsurance Risk Premium Interval Fund (ticker: SRRIX) to most of our clients’ portfolios. To recap, SRRIX partners with reinsurance companies and shares... READ MORE
  • The Cost of Superior Returns
    We decided to write this WJNotes, not because the declines we've seen recently are that unusual considering market history, but because they were quite rapid and seemingly came out of nowhere.... READ MORE
  • The New Tax Law
    As many of you are aware, the new tax law, dubbed the Tax Cut and Jobs Act (TCJA), was passed at the end of last year. In this WJ Notes, we will summarize many of the tax changes that have taken... READ MORE
  • What in the world is a Bitcoin?
    The bitcoin mania is upon us. At the beginning of 2017, a single bitcoin cost $998.33. On December 31, 2017 that same bitcoin was worth $14,156.40, a more than 1,318% return (the price actually... READ MORE
  • Year-End Tax Tips & Strategies
    As we approach the end of 2017, it's important to be aware of some tax strategies that can be implemented. There are some strategies that can wait until your tax filing deadline, however, the... READ MORE
  • Upcoming Trades: New Reinsurance Mutual Fund
    Next week we are buying a fund called Stone Ridge Reinsurance Risk Premium Interval Fund (SRRIX) in most client portfolios. This fund invests in what are called Insurance Linked Securities (ILS). In... READ MORE
  • The 19 Questions to Ask Your Financial Adviser
    An article was recently featured in the Wall Street Journal by renowned author Jason Zweig titled, "The 19 Questions to Ask Your Financial Adviser". Zweig is the personal finance columnist for the... READ MORE
  • Fear and Greed
    “Be fearful when others are greedy and greedy when others are fearful” - Warren Buffett You may be familiar with this Buffett quotation, but have you thought about what it really means? At WJ... READ MORE
  • Tax Relief After Hurricane Harvey
    We hope you and your family are safe. As most of us who call the Houston area home were impacted by Hurricane Harvey, please note that you may qualify for tax relief from the IRS due to the disaster... READ MORE
  • The Calm Before the Storm
    In light of a much-anticipated active hurricane season, we're reminded that now is the time to prepare for the proverbial storm. There are many key facets to being financially prepared including... READ MORE
  • We Keep Dancing – Part II
    As a follow up to our WJNotes last week . "Our responsibility now is to keep dancing, but closer to the exit and with a sharp eye on the tea leaves." - Ray Dalio, Head of the largest hedge fund in... READ MORE
  • We Keep Dancing
    When the music stops, in terms of liquidity, things will be complicated. But as long as the music is playing, you’ve got to get up and dance. We’re still dancing. - Chuck Prince The intent of... READ MORE
  • WJ Client Portal vs Schwab Statements
    Just over a year ago, we released our new WJ Client Investment Portal to replace our printed quarterly statement. Since that time, over 75% of our clients have logged into their portal. The feedback... READ MORE
  • Sorting Through Retirement Plans: A Guide for Small Businesses
    Retirement plans offer significant tax benefits to owners, increase employee retention and make companies more attractive to employees in a competitive work environment. Unfortunately, selecting a... READ MORE