The current state of the economy was the hot topic in the first half of 2022. The rapidly rising inflation rate, the lowest returns on bonds in over 200 years, low stock returns, and an increase in all living expenses has placed immense pressure on our daily routines. In this blog, I will address the effects scarcity has on consumers and talk about what to keep in mind as we progress through the... READ MORE

Over the past few weeks, there is one story that trumps all in the world, and that’s the Russian war against Ukraine. Like all of you, I have been bombarded with stories from mainstream sources on TV and print, as well as the legion of armchair geopolitical experts on social media. Despite the firehose of everchanging information, it seems there is no shortage of opinions on what we (the US,... READ MORE