The current state of the economy was the hot topic in the first half of 2022. The rapidly rising inflation rate, the lowest returns on bonds in over 200 years, low stock returns, and an increase in all living expenses has placed immense pressure on our daily routines. In this blog, I will address the effects scarcity has on consumers and talk about what to keep in mind as we progress through the... READ MORE

The previous blog I wrote had some general investing advice for those just starting out . In this blog we’re going to drill one level deeper. A Simple Investing Framework There are two things you need to know before you start investing. What is the money for? How much risk can I tolerate? Whenever we get a new client, the first thing we do is create a financial plan. We work with them to come... READ MORE

“Start investing early because of compounding interest.” Almost everyone has heard some variation of this generic advice. It's personal finance 101. You probably first heard about compounding interest when you were a kid. Even Einstein (supposedly) said it's the "Eighth Wonder of the World." Although you're probably familiar with compounding, it's nearly impossible to appreciate how powerful... READ MORE