If you got a mortgage or had the chance to refinance in the last 10 years, congratulations! You were able to lock-in historically low rates for your house payment. A question we often get is if someone should pay off their mortgage and what other options they could explore. Jonathan recently spoke on this topic in March addressing what factors homeowners should consider emotionally and... READ MORE

On December 23, 2022, Congress passed a new tax bill that will have a huge impact on Americans’ lives in the upcoming years. At WJ, we have been researching and clarifying all the new 92 provisions so we may continue to be a valuable resource to all our clients. Below is a list of key points we feel will have the biggest impact to our client’s lives. New Required Minimum Distribution Age If... READ MORE

As we quickly approach the fourth quarter, year-end tax planning and charitable giving are often discussed with our clients. The CARES Act has expanded charitable giving opportunities for this year. For instance, a new "above the line" charitable deduction is available this year (up to $300 for single, $600 for married filers) even to those who claim the standard deduction. This article by Schwab... READ MORE