QUESTIONS TO ASK

Bill Jameson is a CERTIFIED FINANCIAL PLANNER™ certificant.

Jared Jameson is a CERTIFIED FINANCIAL PLANNER™ certificant.

Jonathan Chapman is a CERTIFIED FINANCIAL PLANNER™ certificant and a Certified Exit Planning™ (CExP™) certificant.

Brandon Arns is a Chartered Financial Analyst® (CFA), CERTIFIED FINANCIAL PLANNER™ certificant and a Chartered Alternative Investment Analyst (CAIA).

Mateo Salmeron is a CERTIFIED FINANCIAL PLANNER™ certificant.

Alisha Weaver is a registered Certified Public Accountant (CPA).

WJ Interests, LLC, is registered with the Securities & Exchange Commissions (SEC).

Retirement planning, investment planning, tax planning, estate planning, insurance planning and business succession planning.

WJ Interests has provided Fee-Only financial advice to individuals, families and businesses since 1996. Clients come from a variety of different backgrounds and professions, including but not limited to: Physicians, Engineers, Lawyers, Entrepreneurs, and Corporate Executives. In our experience, clients with the following characteristics are those most likely to benefit from our services:

• Although our fee is structured to serve a wide range of clients, our typical client has at least $1,500,000 in investable liquid assets. 

• Trust in and commit to the plan and process of reaching financial independence.

• Have realistic expectations of investment performance.

• Desire a mutually beneficial partnership.

• Value long-term relationships.

Sample financial plans are always available on our site. Click here to view.

The core tenants of our investment philosophy are:

Long-term Investing
We advocate for a forward-looking approach, emphasizing the importance of long-term financial stability and growth.

Enhanced Diversification
We employ a broad and diversified asset allocation strategy, integrating traditional and alternative investments to enhance diversification and reduce risk. This approach seeks sustainable returns while managing the balance between risk and opportunity.

Dynamic Allocation
Understanding that financial markets are ever-evolving, we actively adjust our asset allocation to navigate risks and capitalize on emerging opportunities. This dynamic strategy ensures your portfolio is not just set and forgotten but is continuously optimized in response to changing market conditions.

Global Perspective
Our strategy includes investing globally, taking advantage of opportunities in both domestic and international markets to drive growth.

Unique Opportunities
We offer access to a diverse range of investment opportunities, covering both public and private markets, to provide our clients with varied options for portfolio enhancement.

Capital Efficiency
Our strategy emphasizes capital efficiency, sometimes referred to as return stacking, focusing on maximizing the utility of every dollar you invest. This approach aims to enhance portfolio returns by layering multiple investment strategies on top of a base portfolio without significantly increasing the portfolio's overall risk.

After we decide on an appropriate investment plan, we don’t just invest your portfolio. We monitor your investments on a regular basis, looking for opportunities to add value and making sure you are on track to meet your goals.

You may determine how often you would like to come into the office to have a portfolio review meeting – most clients come in once a year. Our clients receive a monthly communication piece from us via email with original content we write ourselves addressing various financial topics, what is happening in the economy and our view of the investment market. We host Investment luncheons twice a year addressing various financial topics and what is happening in the economy. Depending on what’s happening in the market, we also host periodic conference calls as needed.

You will be assigned a primary advisor who will usually be the one to conduct your review meetings. However, the entire WJ Team is available to you if you have a question and someone will get you the answer you need.

Going from civil engineering to financial planning doesn’t seem like a typical progression, but in retrospect, it makes perfect sense. When Bill Jameson and his son, Jared, founded WJ Interests, they not only brought with them years of disciplined project management and client service experience, they brought a unique discipline. 

We apply the same research-driven and technology-intensive approach in civil engineering to understanding investment markets and money managers. We are proud to have distinguished ourselves as one of Houston’s most respected wealth management firms. Our compensation comes from our fees, which translates into sound, objective financial advice that benefits you and you alone. We’ve structured our business to provide financial planning and investment management advice that is in our client’s best interest, not ours. We are selling our advice, not a product. 

This translates directly to a unique level of trust between our clients and us, which has been the mortar of our success. In addition, we’ve carefully managed our growth to ensure clients get the individual attention they deserve. We individually review each client’s investment portfolio on a regular basis and at least annually, we update each client’s financial plan. We’re proud of what we’ve built—our company and our reputation. But more importantly, we’re proud of our relationships and of the long-term financial success we’ve brought to our clients.

WJ offers Investment Advisor Services to retail investors, that include the following depending on your circumstances: development of a current net worth statement, development of a comprehensive cash flow statement, a review of your estate plan, development of saving plans for college or other major future expenses, a review of your insurance needs and current coverage, an analysis of your current investment choices and asset allocation, and development of a written Investment Policy Statement (IPS) documenting your selected investment strategy. As a discretionary investment adviser, we invest, reinvest and change the investments in your portfolio in accordance with your Investment Policy Statement (IPS) without your prior consultation or approval. We monitor your portfolio daily and rebalance it as necessary to maintain your asset allocation.

Our fee is simple, transparent and paid at the beginning of each quarter (January, April, July, and October) based on the value of the managed investment assets at the end of the previous quarter. The two fee components are: Fixed fee: $5,000 per year, plus Asset-based fee: 0.65% per year of managed assets.

When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you.

We receive support services and products from Charles Schwab, or other investment providers for free or at a discounted price, in order to better service client accounts. Support services include investment-related research, pricing information and market data, software and other technology to provide access to client account data, compliance and practice management-related publications, seminars or consulting services, discounted or free attendance at conferences, meetings and other events, marketing support, computer hardware, software or other products. We do not share fees with any other entity.

WJ advisors are paid a salary plus bonus and are not compensated through commissions, product sales, or other transactional means.

No. A free search tool to research us and our financial professionals is available at investor.gov/CRS